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The AVERAGE student to guidance counselor ratio in the US is 470:1, with some states having over 850:1. Many high schools don't have a counselor at all. So is it any wonder that the average amount of time spent on college planning by guidance counselors is only 38 minutes (total over the 4 high school years)?
Less than 35% of students graduate from a 4-year college in 4 years...and for every year beyond 4 years, the minimum cost per year is over $50,000. Time is money, so parents need to be proactive, not depend on under-staffed high schools, and with a small bit of information, could map out a viable plan, and gain peace of mind..
At least one out of every six people who have federal student debt haven’t made a payment on their loans for at least nine months, according to the The Institute for College Access and Success.
1.1 million student borrowers defaulted for the first time in 2016, according the U.S. Department of Education.